/* F5ive Solutions: source-grounded consumer research identity. */
:root {
  --navy:#0F2440; --navy-deep:#0A1A30; --gold:#C9A227; --gold-dark:#A8861C;
  --ink:#1C2B45; --muted:#5A6B86; --surface:#FFFFFF; --wash:#F4F6FA;
  --line:#DDE3EE; --ok:#1E7E4D; --warn:#9A6A00; --gold-wash:#FFF8E6;
  --radius:14px; --maxw:1160px; --shadow:0 18px 48px rgba(10,26,48,.10);
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--wash);line-height:1.65;font-size:1rem}
img{max-width:100%;height:auto}
a{color:var(--navy);text-underline-offset:3px;text-decoration-thickness:1px}
a:hover{color:var(--gold-dark)}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:5px}
button,input,select,textarea{font:inherit}
h1,h2,h3,h4{font-family:inherit;color:var(--navy);line-height:1.16;letter-spacing:-.035em;margin:0 0 .8rem}
h1{font-size:clamp(2.25rem,5vw,4.15rem);font-weight:750;max-width:17ch}
h2{font-size:clamp(1.8rem,3.5vw,2.65rem);font-weight:720}
h3{font-size:1.3rem;font-weight:700;letter-spacing:-.02em}
p{margin:0 0 1rem;color:var(--muted)}
.wrap{width:min(var(--maxw),calc(100% - 44px));margin-inline:auto}
.skip-link{position:fixed;left:12px;top:-80px;background:var(--gold);color:var(--navy-deep);padding:.65rem 1rem;font-weight:700;z-index:1000;border-radius:6px}
.skip-link:focus{top:12px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.6rem;min-height:48px;padding:.7rem 1.1rem;border:2px solid transparent;border-radius:9px;text-decoration:none;font-weight:750;line-height:1.25;transition:transform .18s ease,background .18s ease,border-color .18s ease,box-shadow .18s ease;cursor:pointer}
.btn:hover{transform:translateY(-2px)}
.btn-gold{background:var(--gold);color:var(--navy-deep);box-shadow:0 8px 20px rgba(10,26,48,.13)}
.btn-gold:hover{background:#D9B53A;color:var(--navy-deep)}
.btn-outline{background:transparent;color:var(--navy);border-color:var(--line)}
.btn-outline:hover{background:#fff;border-color:var(--navy);color:var(--navy)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-deep);color:#fff}
.text-link{font-weight:750;color:var(--navy);text-decoration-thickness:1.5px}
.text-link:hover{color:var(--gold-dark)}

/* Shared header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);box-shadow:0 4px 18px rgba(10,26,48,.04);backdrop-filter:blur(12px)}
.header-inner{min-height:110px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:inline-flex;align-items:center;flex:0 0 auto;text-decoration:none}
.brand img{display:block;width:200px;height:auto;max-height:106px;object-fit:contain}
.main-nav{display:flex;align-items:center;justify-content:flex-end;gap:clamp(7px,1.25vw,18px)}
.main-nav a{font-size:.91rem;font-weight:650;color:var(--navy);text-decoration:none;padding:.55rem .1rem;white-space:nowrap;position:relative}
.main-nav a:not(.btn):after{position:absolute;content:"";height:2px;left:0;right:100%;bottom:3px;background:var(--gold);transition:right .18s ease}
.main-nav a:not(.btn):hover:after,.main-nav a[aria-current="page"]:after{right:0}
.main-nav .nav-cta{padding:.72rem 1rem;min-height:46px;margin-left:2px}
.nav-toggle{display:none;width:46px;height:46px;border:1px solid var(--line);border-radius:8px;background:#fff;color:var(--navy);align-items:center;justify-content:center;cursor:pointer}
.menu-lines,.menu-lines:before,.menu-lines:after{display:block;width:20px;height:2px;background:currentColor;position:relative;transition:transform .18s ease}
.menu-lines:before,.menu-lines:after{content:"";position:absolute;left:0}
.menu-lines:before{top:-6px}.menu-lines:after{top:6px}
.nav-toggle[aria-expanded="true"] .menu-lines{background:transparent}
.nav-toggle[aria-expanded="true"] .menu-lines:before{top:0;transform:rotate(45deg)}
.nav-toggle[aria-expanded="true"] .menu-lines:after{top:0;transform:rotate(-45deg)}

/* Home hero and content blocks */
.hero-section{padding:68px 0 58px;background:linear-gradient(135deg,#fff 0%,var(--wash) 76%);position:relative;overflow:hidden}
.hero-section:after{content:"";position:absolute;width:430px;height:430px;border:1px solid #DDE3EE;border-radius:50%;right:-230px;top:-210px;box-shadow:0 0 0 42px rgba(255,255,255,.5),0 0 0 84px rgba(255,255,255,.32);pointer-events:none}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.02fr .98fr;align-items:center;gap:52px}
.eyebrow,.kicker{display:inline-flex;align-items:center;gap:10px;color:var(--gold-dark);font-size:.75rem;line-height:1.3;font-weight:800;letter-spacing:.13em;text-transform:uppercase}
.eyebrow:before{content:"";width:27px;height:2px;background:var(--gold)}
.hero-copy h1{margin:18px 0 21px}
.hero-copy .lede{font-size:1.12rem;line-height:1.75;max-width:620px;color:var(--muted)}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0 19px}
.hero-note{display:flex;align-items:flex-start;gap:10px;max-width:550px;font-size:.87rem;color:var(--muted)}
.hero-note .note-mark{flex:0 0 auto;color:var(--ok);font-weight:900;font-size:1.15rem;line-height:1.3}
.hero-art{background:#fff;border:1px solid var(--line);padding:12px;border-radius:18px;box-shadow:var(--shadow);position:relative}
.hero-art img{display:block;width:100%;height:auto;border-radius:10px}
.hero-art-caption{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:14px 7px 3px;font-size:.82rem;color:var(--muted)}
.hero-art-caption strong{color:var(--navy)}
.trust-strip{background:var(--navy);color:#fff;padding:20px 0}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.trust-item{display:flex;align-items:center;gap:12px;padding-right:16px;border-right:1px solid rgba(255,255,255,.19)}
.trust-item:last-child{border:0;padding-right:0}
.trust-mark{width:36px;height:36px;border:1px solid rgba(255,255,255,.35);border-radius:50%;display:grid;place-items:center;color:var(--gold);font-weight:800;flex:0 0 auto}
.trust-item strong{display:block;font-size:.89rem;color:#fff}
.trust-item span:last-child{display:block;color:#CDD7E8;font-size:.75rem;line-height:1.35}
.section{padding:88px 0}
.section-head{max-width:700px;margin:0 0 36px}
.section-head h2{margin:12px 0 13px}
.section-head p{font-size:1.02rem;max-width:63ch}
.search-section{background:#fff}
.search-panel{display:grid;grid-template-columns:1.1fr .9fr;border-radius:18px;overflow:hidden;background:var(--navy);box-shadow:var(--shadow)}
.search-main{padding:38px;color:#fff}
.search-main .eyebrow{color:#E8D48A}
.search-main h2{color:#fff;margin:13px 0}
.search-main p{color:#D5DEEF;max-width:60ch}
.search-main .btn{margin-top:8px}
.search-facts{padding:32px;background:#F4F6FA;display:flex;flex-direction:column;justify-content:center;gap:17px}
.search-fact{display:grid;grid-template-columns:34px 1fr;gap:12px;align-items:start}
.fact-number{width:32px;height:32px;border-radius:50%;background:#fff;border:1px solid var(--line);display:grid;place-items:center;color:var(--gold-dark);font-weight:800}
.search-fact strong{display:block;color:var(--navy);font-size:.93rem}
.search-fact span{display:block;color:var(--muted);font-size:.84rem;line-height:1.5}
.path-section{background:var(--wash)}
.path-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin:28px 0 0}
.card,.path-card,.step,.guide-card,.resource-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:25px}
.path-card{position:relative;display:flex;flex-direction:column;min-height:282px;overflow:hidden;transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}
.path-card:hover,.guide-card:hover,.resource-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#C4CCE8}
.path-card:before{position:absolute;content:"";width:150px;height:150px;right:-55px;top:-65px;border-radius:50%;background:var(--wash)}
.path-card .card-icon{position:relative;z-index:1;width:64px;height:64px;object-fit:cover;border-radius:16px;margin-bottom:15px}
.path-card h3{font-size:1.45rem;margin:0 0 10px}
.path-card p{max-width:54ch}
.path-card .btn{align-self:flex-start;margin-top:auto}
.how-section{background:#fff}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:30px}
.step{padding:25px;position:relative}
.step-icon{width:68px;height:68px;border-radius:15px;object-fit:cover;margin-bottom:15px}
.step .num{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;font-size:.82rem;margin:0 0 13px 8px;vertical-align:top}
.step h3{margin:0 0 8px}.step p{margin:0;font-size:.94rem}
.resources-section{background:#fff}
.resource-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}
.resource-card{display:flex;flex-direction:column;min-height:205px;text-decoration:none;color:inherit;transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}
.resource-card small{font-size:.7rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-dark);font-weight:800}
.resource-card h3{font-size:1.08rem;margin:12px 0 8px}
.resource-card p{font-size:.86rem;line-height:1.55;margin:0}
.resource-card .resource-arrow{margin-top:auto;padding-top:16px;font-weight:800;color:var(--navy)}
.state-links{margin-top:30px;padding:23px 25px;background:var(--wash);border:1px solid var(--line);border-radius:var(--radius)}
.state-links h3{font-size:1.05rem;margin:0 0 14px}
.state-list{display:flex;flex-wrap:wrap;gap:10px}
.state-list a{background:#fff;border:1px solid var(--line);padding:8px 13px;border-radius:999px;text-decoration:none;font-size:.85rem;font-weight:700}
.state-list a:hover{border-color:var(--gold);color:var(--navy)}
.safeguards{background:var(--navy);color:#fff;position:relative;overflow:hidden}
.safeguards h2{color:#fff}.safeguards .section-head p{color:#D5DEEF}
.safeguard-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.safeguard{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.17);border-radius:12px;padding:21px}
.safeguard-mark{color:#E8D48A;font-weight:900;font-size:1.1rem}
.safeguard h3{color:#fff;font-size:1rem;margin:8px 0 6px}
.safeguard p{font-size:.87rem;color:#D5DEEF;margin:0}
.safeguard-note{margin-top:19px;padding:16px 19px;border-left:3px solid var(--gold);background:rgba(255,255,255,.06);color:#E7EDF7;font-size:.9rem}
.newsletter-section{background:var(--gold-wash)}
.newsletter-grid{display:grid;grid-template-columns:1fr minmax(300px,.8fr);align-items:center;gap:46px}
.newsletter-grid h2{margin:13px 0}.newsletter-grid .form-card{box-shadow:none}
.final-cta{background:linear-gradient(120deg,#E9EDF5,#fff);padding:66px 0}
.final-cta-inner{display:flex;align-items:center;justify-content:space-between;gap:30px}
.final-cta h2{margin:12px 0 8px}.final-cta p{max-width:62ch;margin:0}
.final-cta .btn{flex:0 0 auto}

/* Shared article, directory and form styles */
.article{width:min(880px,100%);margin:46px auto;padding:clamp(23px,5vw,48px);background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 8px 28px rgba(10,26,48,.035)}
.article h1{font-size:clamp(2rem,4.2vw,3.25rem);margin:8px 0 22px;max-width:24ch}
.article h2{font-size:clamp(1.4rem,2.5vw,1.9rem);margin:2rem 0 .8rem}
.article h3{margin:1.35rem 0 .5rem}
.article p,.article li{color:var(--muted);line-height:1.75}
.article li{margin-bottom:.45rem}
.article ul,.article ol{padding-left:1.35rem}
.article .notice{padding:15px 18px;background:var(--gold-wash);border:1px solid #E8D48A;border-radius:9px;color:var(--ink)}
.article blockquote{margin:1.2rem 0;padding:1rem 1.25rem;border-left:3px solid var(--gold);background:var(--wash);color:var(--ink)}
.article table{width:100%;border-collapse:collapse;display:block;overflow-x:auto}
.article th,.article td{padding:10px 12px;text-align:left;border-bottom:1px solid var(--line)}
.article th{background:var(--wash);color:var(--navy)}
.toc{padding:18px 20px;border:1px solid var(--line);background:var(--wash);border-radius:10px;margin:1.2rem 0}
.toc strong{color:var(--navy)}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 8px 28px rgba(10,26,48,.04)}
.field{margin-bottom:17px}
.field label{display:block;font-weight:750;color:var(--navy);margin-bottom:6px}
.field .hint,.hint{font-size:.86rem;color:var(--muted);margin-top:5px}
.field input[type="text"],.field input[type="email"],.field select,.field textarea{width:100%;min-height:48px;padding:11px 13px;font-size:1rem;border:1.5px solid #C5CDE9;border-radius:8px;background:#fff;color:var(--ink)}
.field textarea{min-height:145px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--navy);outline:3px solid rgba(201,162,39,.3);outline-offset:1px}
.checkline{display:flex;align-items:flex-start;gap:11px}
.checkline input[type="checkbox"]{width:20px;height:20px;margin:.2rem 0 0;flex:0 0 auto;accent-color:var(--navy)}
.checkline label{font-size:.9rem;line-height:1.55;font-weight:500}
.error-box{padding:14px 18px;background:#FDEEEE;border:1px solid #E5A8A8;border-radius:9px;color:#7A1F1F;margin:1rem 0}
.notice{padding:14px 18px;background:var(--gold-wash);border:1px solid #E8D48A;border-radius:9px;color:var(--ink);margin:1rem 0}
.badge{display:inline-block;padding:5px 11px;border:1px solid #B9CDF0;background:#E9F2FF;color:var(--navy);font-size:.8rem;font-weight:750;border-radius:999px}
.result{background:#fff;border:1px solid var(--line);border-radius:12px;padding:21px;margin:16px 0}
.result h3{margin:0 0 8px}.result dl{display:grid;grid-template-columns:max-content 1fr;gap:5px 15px;margin:12px 0;font-size:.94rem}.result dt{color:var(--muted)}.result dd{margin:0;font-weight:700;color:var(--ink)}
.result .mini-form{border-top:1px dashed var(--line);margin-top:16px;padding-top:16px}
.explainer{font-size:.92rem;color:var(--muted);background:var(--wash);border:1px solid var(--line);border-radius:9px;padding:15px 18px;margin:18px 0}
.guide-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px;margin:25px 0}
.guide-card{display:block;text-decoration:none;color:inherit;transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}
.guide-card h3{margin:0 0 6px}.guide-card p{margin:0;font-size:.92rem}
.guide-card:hover{border-color:var(--gold)}

/* Footer */
.site-footer{background:var(--navy-deep);color:#E7EDF7;padding:48px 0 25px;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1.55fr 1fr 1fr;gap:42px;padding-bottom:28px}
.footer-brand .brand img{width:188px;height:auto}
.footer-brand p{max-width:370px;color:#CDD7E8;font-size:.9rem;margin:16px 0}
.footer-brand a,.footer-col a{color:#E7EDF7}
.footer-col h2{font-size:.78rem;color:#E8D48A;letter-spacing:.12em;text-transform:uppercase;margin:7px 0 15px}
.footer-col a{display:block;width:fit-content;margin:8px 0;font-size:.9rem;text-decoration:none}
.footer-col a:hover,.footer-brand a:hover{color:#E8D48A}
.footer-bottom{border-top:1px solid rgba(255,255,255,.17);padding-top:17px}
.footer-bottom p{font-size:.8rem;color:#AEB9D0;margin:5px 0}
.footer-bottom .copyright{margin-top:12px;color:#8B98B3}

@media(max-width:1080px){
  .header-inner{min-height:96px}.brand img{width:180px;max-height:96px}.nav-toggle{display:inline-flex}
  .main-nav{display:none;position:absolute;top:100%;left:0;right:0;padding:12px 22px 22px;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 18px 26px rgba(10,26,48,.12);align-items:stretch;flex-direction:column;gap:2px}
  .main-nav.is-open{display:flex}.main-nav a{padding:12px 5px;font-size:.97rem}.main-nav a:not(.btn):after{display:none}.main-nav .nav-cta{margin:8px 0 0;text-align:center}
  .hero-grid{gap:32px}.trust-grid{gap:12px}.trust-item{padding-right:8px}
}
@media(max-width:760px){
  .wrap{width:min(var(--maxw),calc(100% - 34px))}.header-inner{min-height:86px}.brand img{width:154px;max-height:82px}
  .hero-section{padding:49px 0 42px}.hero-grid{grid-template-columns:1fr;gap:25px}.hero-copy h1{font-size:clamp(2.45rem,10vw,3.6rem)}.hero-copy .lede{font-size:1.02rem}.hero-art{padding:8px}.hero-art-caption{font-size:.76rem;padding:10px 5px 2px}
  .trust-grid{grid-template-columns:1fr 1fr;gap:14px 12px}.trust-item{border:0;padding:0}.trust-item strong{font-size:.83rem}.trust-item span:last-child{font-size:.71rem}
  .section{padding:65px 0}.section-head{margin-bottom:28px}.search-panel{grid-template-columns:1fr}.search-main{padding:29px 25px}.search-facts{padding:25px}
  .path-grid{grid-template-columns:1fr}.path-card{min-height:260px}.steps{grid-template-columns:1fr;gap:12px}.step{display:grid;grid-template-columns:68px 1fr;column-gap:14px;padding:19px}.step-icon{grid-row:span 2;width:58px;height:58px;margin:0}.step .num{grid-column:1;grid-row:3;margin:8px 0 0 11px}.step h3{margin:0 0 6px}.step p{grid-column:2}
  .resource-grid{grid-template-columns:1fr 1fr}.resource-card{min-height:190px;padding:19px}.safeguard-grid{grid-template-columns:1fr 1fr}.newsletter-grid{grid-template-columns:1fr;gap:25px}.newsletter-grid .form-card{width:100%}
  .final-cta{padding:50px 0}.final-cta-inner{align-items:flex-start;flex-direction:column}.footer-grid{grid-template-columns:1fr 1fr;gap:27px 20px}.footer-brand{grid-column:1/-1}
  .article{margin:25px auto;padding:24px 20px}.guide-grid{grid-template-columns:1fr}
}
@media(max-width:430px){
  .wrap{width:calc(100% - 30px)}.hero-actions{align-items:stretch;flex-direction:column}.hero-actions .btn{width:100%}.hero-note{font-size:.82rem}
  .resource-grid{grid-template-columns:1fr}.resource-card{min-height:170px}.safeguard-grid{grid-template-columns:1fr}.trust-grid{gap:13px 8px}.trust-mark{width:31px;height:31px}
  .state-links{padding:19px}.state-list{gap:7px}.state-list a{font-size:.78rem;padding:7px 10px}
  .footer-grid{gap:23px 12px}.footer-brand .brand img{width:165px}.footer-col a{font-size:.84rem}
  .result dl{grid-template-columns:1fr;gap:0}.result dd{margin-bottom:8px}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}

.contact-trap { position:absolute; left:-10000px; width:1px; height:1px; overflow:hidden; }
